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A no-annual-fee, low-interest-rate credit card: You shouldn't pay an annual fee for your credit card. And if you do a little research, you can find a card with less than a …Promotional Credit Plans for Sally Beauty and Cosmo Prof Credit Card: Purchases made at a participating Sally Beauty or Cosmo Prof location or the Sally Beauty or Cosmo Prof website on a Sally Beauty or Cosmo Prof Credit Card Account may qualify for a Promotional Credit Plan as described below. As of the Print Date, your Purchase APR is 32.24% ...Manage your credit card account. You can track your points, pay your bill online, view your account activity and monitor your card balance. Contact Comenity Capital Bank directly at: 1-866-257-9195 (Ulta Beauty Rewards Mastercard) 1-866-254-9971 (Ulta Beauty Rewards Credit Card) Manage account.For example, say you owe $3,000 on a credit card with an 18% APR, and your minimum payment is 3% of the balance, or $90. 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