1) In my opinion, the difference between a total stock market index fund like VTSAX and an S&P 500 index fund like VINIX, hardly matters, because the S&P includes 80% of the dollars in the stock market, and because the rest of the stock market has been 93% correlated with the whole stock market. Whenever there is any difference, no matter how ...r/Bogleheads. Bogleheads are passive investors who follow Jack Bogle's simple but powerful message to diversify with low-cost index funds and let compounding grow wealth. Jack founded Vanguard and pioneered indexed mutual funds. His work has since inspired others to get the most out of their long-term investments.VFIAX is a subset of VTI/VTSAX. Vanguard TDFs offer a globally-diversified mix of imperfectly-correlated asset classes, which automatically handles the rebalancing for you, and has a built-in glide path to increase exposure to bonds as the date in the fund name approaches.Here again, some slight differences become apparent: At 4.44% VTSAX is a little bit more volatile than SWTSX at 4.40% on a monthly basis. The effects of this increased volatility also extend to the drawdown range: The maximum drawdown for the period from 2001 to 2020 peaked at -50.84% for VTSAX and -50.20% for SWTSX.Only the “share class” it’s the same fund as VT or vtwax just built for large purchases like a 401k servicer would do. There's very very slight differences, and most of these differences are in the fee structures. Institutional shares (VTWIX) have cheaper fees, so that's why the expense ratio is better.Jan 26, 2023 · SWTSX has an expense ratio of 0.03% and VTSAX has an expense ratio of 0.04%. This means that for every $10,000 invested in SWTSX, you would pay $3 in annual fees. For VTSAX, you would pay $4 in annual fees. Both funds have low expense ratios, but SWTSX is slightly cheaper. In terms of growth potential, both funds have historically had similar ...Wondering how to start strawberry farming? From writing a business plan to marketing, here's everything you need to know. If you buy something through our links, we may earn money ...The following are VTSAX weaknesses from our perspective: VTSAX 3-year return is 10.2%, which is lower than the 3-year return of the benchmark index (CRSP US Total Market TR USD), 16.77%. VTSAX 5-year return is 9.85%, which is lower than the 5-year return of the benchmark index (CRSP US Total Market TR USD), 16.15%.In a Roth, no math required. With Schwab's fee increase to buy Vanguard funds (was $49.95, now $79.95), I was wondering if it makes sense to make the shift to SWTSX in my Roth. Even at $50 (or any amount really) it didn't make sense to use VTSAX in the IRA. SWTSX has a slightly lower ER (0.03% vs 0.04% for VTSAX), but slightly lower returns ...However, VT is an ETF and VTWAX is a mutual fund. In this case, VT has an expense ratio of 0.08% and no minimum for purchase. VTWAX has a .1% expense ratio and a $3,000 minimum. Those expense ratio differences are small, but if you plan to put large sums of money into VT/VTWAX it will make a big difference. Unless you have 3,000 upfront, you ...VTSAX is just a US total index stock fund. The traditional 3 fund is having US stocks of which VTSAX would be a good choice (around 60% when you're young), total international stocks (around 30%), and bonds (around 10%). Target date funds at Vanguard are an easy way to ease into that, as they essentially just do a 3 fund portfolio for you but ...VTWAX vs VTSAX/VTIAX in taxable. I’m much more attracted by the theory behind the VTWAX fund, in that the US:Itl ratio is specifically market-capitalized and I absolutely adore that. However, I’ve come across many forums stating that although VTWAX is perfectly acceptable in a tax advantaged account such as a Roth IRA, but not so much in a ...One of the main differences between VTSAX and VFIAX is the number and diversity of their holdings. VTSAX holds more than seven times as many stocks as VFIAX (3,596 vs. 508 as of December 31, 2020). This means VTSAX offers more diversification than VFIAX across different sectors, industries, and companies.Now it's time for my ode to VTSAX. Let's get into my 5 reasons for loving VTSAX as an investment: 1. VTSAX Invests In The Total Stock Market. Because VTSAX covers the entire stock market, it's returns will mimic those of the stock market as a whole. As history has shown us, the stock market has ALWAYS gone up.Fund Size Comparison. Both VGTSX and VTIAX have a similar number of assets under management. VGTSX has 382 Billion in assets under management, while VTIAX has 390 Billion . Minafi categorizes both of these funds as large funds. Fund size is a good indication of how many other investors trust this fund.The latest research on Dementia Symptoms Outcomes. Expert analysis on potential benefits, dosage, side effects, and more. Dementia is a term used to describe an impairment in cogni...Stocks & ETFs, MFs & FOREX. AI Pattern Search Engine. Stocks & ETFs & FOREX(This does not apply when comparing Vanguard's ETFs vs Vanguard's mutual funds) Mutual fund trades may settle a day earlier than ETFs. Mutual funds may be traded for a different one as a single transaction at some brokerages, ETFs must be a sell then buy (M1 Finance might be excluded).As for VTWAX vs VTSAX, the broad expert consensus is that single country concentration is represents an unnecessary and uncompensated risk. VTWAX is an easy and inexpensive way to get global diversification in a single fund. Regarding 100% stocks - being new here, I don't know if our definition of expenses are the same. ...VTI vs. VTWAX Expense Ratios. The expense ratio is a measure of how much an ETF charges its investors for managing the fund. It is expressed as a percentage of the fund's assets per year. The expense ratio is one of the most important factors to consider when choosing an ETF because it directly affects your returns over time. The lower the ...Aug 16, 2021 · As you can see, the 10-year return was reduced by 0.49% without selling and 2.33% when you sell. Now, VTSAX: The 10-year return was reduced by 0.49% without selling and 2.34% by selling. As you can see and as you would expect from the unique Vanguard fund structure, the two share classes are equally tax-efficient.Jan 26, 2023 · SWTSX has an expense ratio of 0.03% and VTSAX has an expense ratio of 0.04%. This means that for every $10,000 invested in SWTSX, you would pay $3 in annual fees. For VTSAX, you would pay $4 in annual fees. Both funds have low expense ratios, but SWTSX is slightly cheaper. In terms of growth potential, both funds have historically had similar ...Either keep the target date fund, or rebalance into VTWAX or a combination of VTSAX and VTIAX. Otherwise, if you want another option, you could consider a portfolio consisting of VSMAX, VIMAX, VFIAX, and VTIAX. This gives you a bit more small and mid cap exposure, as total world and total stock market index funds are market cap weighted, so ...How To Invest / Fund Directory / Fidelity® Total Market Index Fund vs Vanguard Total Stock Market Index Fund Admiral Shares . FSKAX vs VTSAX Fund Comparison . A comparison between FSKAX and VTSAX based on their expense ratio, growth, holdings and how well they match their benchmark performance.Ah okay, thank you! So if I were interested in doing 100% VTWAX, would it probably make sense to just do 100% VTWSX rather than looking around at some alternative? (like a combo of VTSAX and VTIAX). (Though I wonder if I may be opening a bigger can of worms with that question than I anticipate)VRGWX vs. VTSAX - Performance Comparison. In the year-to-date period, VRGWX achieves a 13.81% return, which is significantly higher than VTSAX's 10.89% return. Over the past 10 years, VRGWX has outperformed VTSAX with an annualized return of 15.98%, while VTSAX has yielded a comparatively lower 12.26% annualized return.Find the latest Vanguard Total Stock Mkt Idx Adm (VTSAX) stock quote, history, news and other vital information to help you with your stock trading and investing.VTSAX vs. VGT - Volatility Comparison. The current volatility for Vanguard Total Stock Market Index Fund Admiral Shares (VTSAX) is 3.20%, while Vanguard Information Technology ETF (VGT) has a volatility of 5.16%. This indicates that VTSAX experiences smaller price fluctuations and is considered to be less risky than VGT …Mar 15, 2024 · VTSAX (Vanguard Total Stock Market Index Fund Admiral Shares) is a low-cost index fund that tracks the performance of the entire U.S. stock market. The makeup of the fund changes as new companies go public or as already-public companies go private or go out of business. As of January 2023, the fund holds 4,026 stocks.For these two funds, VFIAX has an expense ratio of 0.04% while VTSAX has an expense ratio of 0.04%. In this case, both of these funds have the same fee. Winner: tie Fund Size Comparison. Both VFIAX and VTSAX have a similar number of assets under management. VFIAX has 519 Billion in assets under management, while VTSAX has 872 Billion.Vanguard Total Stock Mkt Idx Adm VTSAX. Vanguard Total Stock Mkt Idx Adm. VTSAX. Morningstar Medalist Rating. | Medalist Rating as of Feb 7, 2024 | See Vanguard Investment Hub. Quote. Chart. Fund ...Aug 30, 2020 · bg5: You are not crazy. Many speculators are tempted to invest in VIGAX (Vanguard Growth Index) because the growth factor is currently outperforming the value factor. I strongly suggest that you continue holding VTSAX (Total Stock Market). Forget about trying to beat the market (you probably won't). Best wishes.For these two funds, VFIAX has an expense ratio of 0.04% while VTSAX has an expense ratio of 0.04%. In this case, both of these funds have the same fee. Winner: tie Fund Size Comparison. Both VFIAX and VTSAX have a similar number of assets under management. VFIAX has 519 Billion in assets under management, while VTSAX has 872 Billion.According to VTCLX, " Its unique index-oriented approach attempts to track the benchmark, while minimizing taxable gains and dividend income by purchasing index securities that pay lower dividends." 2. bedlumper. • 3 yr. ago. I traded my VTCLX for VTSAX. My decision was based on ER and how diversified they were.VTWAX (global fund) vs VTSAX/VTIAX (us/international funds) I know you lose the foreign tax credit with holding just VTWAX. BUT then again you don't have to rebalance, and so you don't have to deal with the capital gains losses from selling/buying. Would you not lose more money from selling to rebalance?VTWAX vs VTSAX - What's The Better Choice? (Which One To Invest In?). In this comparison video I will talk about VTWAX vs VTSAX.So, the main difference betwe...Both FXAIX and VTSAX offer low expense ratios and are suitable for long-term investors. However, there are some key differences to consider when deciding which fund is right for you. FXAIX is cheaper, with an expense ratio of 0.015%, versus VTSAX 0.04% for VTSAX. There is a $3,000 minimum investment for each Vanguard fund, including VTSAX ...The Vanguard Total Stock Market Index Fund (VTSAX) and the Vanguard 500 Index Fund Admiral Shares (VFIAX) have the same expense ratio of 0.04%, which means none is going to help you save more than the other. VFIAX’s total net assets, as of November 30, 2021 is $827.2 billion, spread across 515 total holdings. For VTSAX, the …However, VT is an ETF and VTWAX is a mutual fund. In this case, VT has an expense ratio of 0.08% and no minimum for purchase. VTWAX has a .1% expense ratio and a $3,000 minimum. Those expense ratio differences are small, but if you plan to put large sums of money into VT/VTWAX it will make a big difference. Unless you have 3,000 upfront, you ...GPT (with CoT) provides the model with financial statement information and detailed chain-of-thought prompts. We report average accuracy (the percentage of correct predictions out of total predictions) for each method (left) and F1 score (right). We obtain bootstrapped standard errors by randomly sampling 1,000 observations 1,000 times and ...TDF vs VTWAX. I've been kinda lurking so i'm kinda stuck between three typical options vtsax+vtiax or vtwax or TDF. Just to make sure I understand these right Vtsax+Vtiax is the same as vtwax except you can adjust the ratio of us/intern to something other than 60/40 (vtwax) and lower expense ratio.Possibly negligible. Alternative: VT and chill. The cumulative expense ratio of 55% VTI and 45% VXUS comes to around 0.0575...vs VT of 0.08...a savings of 0.0225 which could be significant over 20years and similar performance. The biggest difference is in …For these two funds, VFIAX has an expense ratio of 0.04% while VTSAX has an expense ratio of 0.04%. In this case, both of these funds have the same fee. Winner: tie Fund Size Comparison. Both VFIAX and VTSAX have a similar number of assets under management. VFIAX has 519 Billion in assets under management, while VTSAX has 872 Billion.VTWAX is essentially VTSAX and VTIAX combined into one fund. VTWAX is roughly 60% domestic and 40% international. So you can simply do a 60/40 split between VTSAX and VTIAX yourself instead of holding VTWAX. The benefit of VTWAX is that the fund will automatically rebalance itself while you will have to rebalance the VTSAX and VTIAX yourself to ...VTSAX and VTI are both total US stock market funds. VOO is an S&P 500 fund. A total stock market fund provides slightly more diversification, but also slightly more risk. These total market funds carry mid-cap and small-cap stocks, as well as large, blue-chip American companies.VTSAX tracks the CRSP US Total Market Index, VTIAX tracks the FTSE Global All Cap Ex US Index, and VTWAX tracks the FTSE Global All Cap Index. CRSP US + FTSE Ex US =\= FTSE Global. However, the non-overlapping stocks likely have very small weights and will have a negligible impact to performance. They don't track the same indices.Summary. Vanguard Total International Stock Index has a market-cap-weighted portfolio that holds nearly every stock in the international market. Its low fee and expansive portfolio make it one of ...Find the latest Vanguard Total Stock Mkt Idx Adm (VTSAX) stock quote, history, news and other vital information to help you with your stock trading and investing.For a single fund, the only ones I'd consider are: Target date (index) Target allocation (index) Total world (index) 100% VTWAX, sure. 100% VTSAX, no. Edit: While VTSAX is riskier than VTWAX, it should be thought of as an uncompensated risk, one that shouldn't be expected to produce extra returns. Edit 2: Typo.Stick with VTSAX or VTWAX until you feel confident about tilts to employ. Leave the VTI there and automate your VTSAX purchases. Off the peg boglehead portfolios are going to be: VT/BNDW VTI/BND VTI/VXUS. Value tilters often buy small cap value through AVUV, VIOV, VBR but I have not seen a 2-fund lazy portfolio with these.FXAIX vs. VTSAX Dividend Yield. Both FXAIX and VTSAX pay dividends to their shareholders from the earnings of their underlying stocks. The dividend yield is a measure of how much a company pays in dividends relative to its share price. As of 1/15/2024 the dividend yield of FXAIX is 1.69%, while the dividend yield of VTSAX is 1.38%.Biggest choice is how much risk you want to take. VWELX is about 1/3 in bonds and cash, which reduces volatility, but also reduces highest potential return. You also pay a much higher (although still relatively inexpensive) expense ratio for VWELX. VTSAX is an extremely inexpensive index fund holding 100% stocks (a market-cap weighted index ...VTIAX has an expense ratio of .11%; VXUS is at .07%. Not a huge difference, but free money is free money. VTSAX and VBTLX are each .01% higher than their ETF counterparts. 8. Reply. Cruian • 1 mo. ago. The way ETFs trade can introduce differences that may more than cancel out the ER difference. 3.More importantly, stick to the 'buy and hold' principle whichever you choose. VFIAX is the 500 index, or 80% of the US stock market (large cap stocks) VTSAX is the entire US stock market, so include the 500 index plus the remaining 20% (small cap, mid cap) If you look at their long term returns, they're quite similar.It's easier to invest in VTI than in VTSAX because VTI has a minimum investment of one share, priced at $204.45, as of Sept. 10, 2022, while VTSAX has a minimum initial investment of $3,000 ...The answer is at that time, you won't be able to do 50/50 VTSAX/VTWAX anymore. You will be figuring out what the percentages should be between VTSAX/VTWAX whenever it changes. with 80% VTSAX / 20% VTIAX you maintain those percentages all the time regardless of how the percentages in VTWAX change.This article instead addresses the three most common versions of US stock index funds: S&P 500. Total market. Small company. Not only can those funds be evaluated en masse, but they also contain ...VTSAX VOO or VFIAX S&P 500 Index vs. VTWAX Total World Index (US and international) For long-term buy and hold, which is the better (more likely) bet? VOO has lower costs and the U.S. performance has outpaced the world in general since WWII.I would recommend VTWAX, and I came to this conclusion after the tirelessly deliberating between the two myself (actually three, VTWAX vs VTSAX/VTIAX). I prefer VTWAX because it's globally diversified (I'm comfortable with the 59% (NA) /41% (Emerging Markets/Int'l) split), doesn't require me to rebalance it (I enjoy being hands off), and own ...But even if you don't care about that, the ER is still lower by holding separately. US:VTI/VTSAX, EXUS:VXUS/VTIAX. The ETF shares also have a lower ER than the MF, because MF cost more to administer. 1. gcc-O2. • 2 yr. ago. The foreign tax gets difficult once you have more than $300 in foreign taxes paid.FSKAX vs VTSAX: Fees. Both of these funds are low-cost index funds meant to be passive investments. Each one has some of the lowest fees on the market. FSKAX has an expense ratio of 0.015%, and VTSAX has an expense ratio of 0.04%. The expense ratio is an underlying cost of doing business.re: my Roth, was debating between VTSAX and VTWAX. I'm reading The Simple Path to Wealth by JL Collins and he advocates for VTSAX, but that was written before VTWAX came out. I also don't want to have like 0% international. There are some international funds at much higher expense ratios available in my 401k, and some bond funds.It's more diversified than an S&P 500 index fund because it contains 5,000 of the largest companies. It's worth noting that the VTSAX has a slightly higher expense ratio (0.04%) than the FSKAX (0.015%). If you're looking to save every penny, then it makes more rational sense to invest in the FSKAX. All things considered, as long as you're not ...VTWAX (global fund) vs VTSAX/VTIAX (us/international funds) I know you lose the foreign tax credit with holding just VTWAX. BUT then again you don't have to rebalance, and so you don't have to deal with the capital gains losses from selling/buying. Would you not lose more money from selling to rebalance?Choosing a Vanguard ETF - VFV vs VTSAX. Trying to decide between these two Vanguard ETFs. S&P 500 Index ETF (VFV) Vanguard Total Stock Market Index Fund Admiral Shares (VTSAX) any insight is appreciated - one of the big things making me lean towards VTSAX is the inclusion of Tesla. 1.VTSAX and FSKAX are not clones, but they're as close as they can be without being identical. They track different indices, but the two indices are trying to do the same thing, track all investable stocks trading in the US. Inside an IRA they are going to perform the same. There's no reason why you would want to pay a transaction fee to buy a ...r/Bogleheads. Bogleheads are passive investors who follow Jack Bogle's simple but powerful message to diversify with low-cost index funds and let compounding grow wealth. Jack founded Vanguard and pioneered indexed mutual funds. His work has since inspired others to get the most out of their long-term investments.VWENX vs. VTSAX - Performance Comparison. In the year-to-date period, VWENX achieves a 6.97% return, which is significantly lower than VTSAX's 10.77% return. Over the past 10 years, VWENX has underperformed VTSAX with an annualized return of 8.30%, while VTSAX has yielded a comparatively higher 12.34% annualized return.Funds Performance Analysis. FZROX has generated higher returns than VTSAX in recent years. However, VTSAX has a longer and more consistent track record. VTSAX offers broader diversification due to ...VTIAX + VTSAX vs. VTWAX . I've got a taxable account set up with Vanguard and I'm trying to decide how to allocate my money. Trying to decide whether to invest in both VTIAX and VTSAX or VTWAX. I currently have about $3500 in VTIAX and $3000 in VTSAX. Not sure if I should combine it into VTWAX. For context, I have VTWAX in my Roth IRA.Right now, 90% of that target date fund is effectively VTWAX anyway. The other 10% is split between US and international bonds. I personally would not ignore international stocks like going 100% VTSAX would do. VTWAX is a little cheaper that VTTSX, and a little more aggressive.This article compares FSKAX vs VTSAX — Fidelity’s Total Market Index Fund vs Vanguard’s Total Stock Market Index Fund Admiral Shares.. Both are passively-managed index mutual funds popular in retirement accounts for investors seeking near market returns vs risk-free high-yield savings accounts.. Index mutual funds track market …All S&P 500 with some bonds in tax protected, and all VTSAX and VTIAX in taxable. I have been reading a lot of stuff by Paul Merriman, who seems to be pretty into small cap value in addition to total stock market or s and p 500. Overall, and historically, it seems to add up to 1% overall in gains over a long time period, depending on the time ...If you have a 401k through work and they have a good international fund like VTIAX/VTWAX, or FTIHX, you could hold that there then use your Roth for domestic funds like SWTSX. SFILX might also be a complementary fund to SWISX. It holds 1684 companies and Schwab says it's a mid/small cap fund. The expense ratio is .39%, though.VTSAX VOO or VFIAX S&P 500 Index vs. VTWAX Total World Index (US and international) For long-term buy and hold, which is the better (more likely) bet? VOO has lower costs and the U.S. performance has outpaced the world in general since WWII.Stock market professionals divide the market into sectors by industry. One common division, the Global Industry Classification Standard, identifies 10 groups according to economic ...I would recommend VTWAX, and I came to this conclusion after the tirelessly deliberating between the two myself (actually three, VTWAX vs VTSAX/VTIAX). I prefer VTWAX because it's globally diversified (I'm comfortable with the 59% (NA) /41% (Emerging Markets/Int'l) split), doesn't require me to rebalance it (I enjoy being hands off), and own ...Would I benefit more from compounding gains if I take all $ from VIGAX and transfer to VTSAX or perhaps the other way around. Doesn't work like that $100 invested in 1 fund earning 10% is $110, 2 funds with $50 each earning 10% is $55 + $55 = $110. Compound them another 10% and you get $121 for the single fund or $60.50 x2 (=$121) for the 2 funds.fred256. • 4 yr. ago. Actually, there is a subtle difference between VTWAX and a target date fund. VTWAX doesn't actually need to rebalance per se: it is a pure buy-and-hold strategy. If the US is (e.g.) 55% of the world stock market, and you buy $3000 of VTWAX, the fund will invest 0.55*3000 = $1650 into US stocks.There are only two differences between the two funds: 1. VTSAX is composed of 3,637 individual stocks, compared to just 509 for VFIAX. 2. The dividend yield for VTSAX (1.82%) is slightly lower than that of VFIAX (1.93%), which could make a small difference for investors who are looking for higher-yielding funds.For a single fund, the only ones I'd consider are: Target date (index) Target allocation (index) Total world (index) 100% VTWAX, sure. 100% VTSAX, no. Edit: While VTSAX is riskier than VTWAX, it should be thought of as an uncompensated risk, one that shouldn't be expected to produce extra returns. Edit 2: Typo.VTWAX vs. VFIAX - Performance Comparison. In the year-to-date period, VTWAX achieves a 9.25% return, which is significantly lower than VFIAX's 11.87% return. The chart below displays the growth of a $10,000 investment in both assets, with all prices adjusted for splits and dividends.It will make for easier rebalancing and better tax-lost harvesting. If you add VTWAX, you're doubling up on the stocks in VTSAX. To me, VTWAX only makes sense if you're using it for one-equity-fund simplicity. +1. Go with VTWAX in your IRA's and VTSAX and VTIAX in your taxable account. If you're cool with world market cap, you won't need …VWENX vs. VTSAX - Performance Comparison. In the year-to-date period, VWENX achieves a 6.97% return, wh, VTSMX vs. VTSAX - Performance Comparison. The year-to-date returns for both investments are quite close, with VTSMX h, VTSAX tracks the broader CRSP US Total Market Index and so it owns many more , Jan 20, 2023 · Imagine on Dec 31, 2022 you held exactly $10,000 worth of both, VTSAX + VTIAX together holds 10,939 stocks. This may sound like a l, Even at $50 (or any amount really) it didn't make sense to use VTSAX in the IRA. SWTSX has a slightly lowe, Right now, 90% of that target date fund is effectively VTWAX anyway. The other 10% is split between US and internationa, VTWAX VS TDF 2055 - Roth IRA. Hello Everyone, I am current, VTSAX Fees vs VFIAX Fees. No purchase fees, redemption fees, nor 12b-, bg5: You are not crazy. Many speculators are tempted to invest in VIG, Taxable: VTSAX Non-taxable: VTSAX My approach is to fo, The general consensus in these latter groups seems to be , Volidon. • 3 yr. ago • Edited 3 yr. ago. FSGGX trac, Jul 19, 2021 · VTWAX is simpler and better for behavioral reasons , With VTSAX, you buy/sell at the end of day price regardless, The only difference is that VTI's expense ratio , If so, you can put the new money into VTWAX and wait out, Performance Comparison of FXAIX vs. VTWAX. The total return pe.