Thanks! If you apply and get rejected, you would most likely still be in good shape to apply for and receive a discover student card. They are more lenient with no/new credit. It's a great first card to have especially with the first year Cashback match. After having that a bit you could try again for active cash.In fact, the card's biggest competitor, the Wells Fargo Active Cash® Card, earns 2 percent cash rewards on purchases and offers a $200 cash rewards bonus after spending $500 in your first three ...Aug 25, 2023 · The Wells Fargo Active Cash card comes with a 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 20.24%, 25.24%, or 29.99% variable APR applies ... Reddit iOS Reddit Android Reddit Premium About Reddit Advertise Blog Careers Press. ... Any feedback/advice on the Wells Fargo Active Cash card? This thread is archived New comments cannot be posted and votes cannot be cast comment sorted by Best Top New Controversial Q&A Comprehensive_Fuel43 ...For example, you could redeem $5 to erase a $5 purchase. There is an auto-redeem feature, as well. It triggers whenever you hit $25 in rewards. I use redeem for purchases if I'm under $25. You are suppose to be able to get cash at the atm in $20 increments. Needs to be in $25 increments. 2% when you pay takes a few days to clear.The Wells Fargo Active Cash credit card is a popular option, with no annual fee. Here's what you should know about this card's overall fees and the Wells Fargo ...Amazon Prime Rewards Visa and Wells Fargo Active Cash Approval Odds? Can I be approved for the Amazon Prime Rewards Visa or even the Wells Fargo Active Cash Visa? Credit history is 1 year and a few days. Over 5/24. 12 inquiries on Experian, 6 on Transunion, and 7 on Equifax. The most recent inquiry was made 5 months ago.thats if the active cash can pool the rewards with visa signatures 1.5 bonus on flights. IMO, for someone who wants simplicity but also is willing to maximize rewards a little bit, the two cards announced this week, the Wells Fargo Active Cash Visa (2% flat rewards, $200 SUB with $1000 spend in the first 3 months) and the Citi Custom Cash ...Concierge service, 24/7. Your Wells Fargo Visa Signature ® card provides complimentary concierge 11 service that can help you enjoy the things you love. Simply pick up the phone to call Visa Signature Concierge. We are available 24 hours a day, 365 days a year for your travel, dining and entertainment needs.The Wells Fargo Active Cash card comes with a 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 20.24%, 25.24%, or 29.99% variable APR applies ...Cards: Wells Fargo Visa Signature (PC from platinum), 05/2006: $10500 . Capital One Quicksilver, 10/2014: $6500 . Discover IT, 03/2017: $11500 . Wells Fargo Active Cash (PC from Cashwise), 02/2020: $5200 $9100 . Chase Freedom Unlimited, 03/2021: $7300 . Chase Fredom Flex, 09/2021: $8700Wells Fargo Active Cash card: this whole not cute interaction is cringeworthy. It's a freaking credit card, not the cure for cancer. I don't get the drummer connection either. Hey, Wells Fargo, remember how in 2009 it was revealed that you "steered" black and Hispanic borrowers into high-cost subprime loans?Wells Fargo Active Cash or another CB option? Looking for thoughts on the WF Active Cash card. The intro special is $200 back for $1000 spent in the first three months. I’ll hit that easily and plan to buy a TV and a piece of furniture from IKEA to hit the promo. Is there a better overall card, or does this seem like the way to go?Wells Fargo is among the most corrupt businesses on earth. I have the paperwork to prove it. Because they know who to bribe they are getting away with murder. Do not under any circumstances do business with Wells Fargo. Run like hell. They bought my mortgage and it was the beginning of a decade of entitled thievery. Don't!The other thing I use it for is to carry a $3200 hospital bill balance at 0% while I pay it off. It was $3800 but the hospital offered me a 15% discount to pay it at once, so I used the card for that. 12. bathyorographer • 2 yr. ago. That's really nice. 9% is fantastic.The Wells Fargo Cash Wise credit limit was at least $1,000 for all cardholders. It was also possible for someone to start with a credit limit well over $1,000, depending on various factors, like their credit score and income. Some customers reported getting more than $10,000. However, this card is not available to new applicants anymore.WF Active Cash is a pretty decent card and gives 2% back on all purchases, definitely a good starting card. You can always get better credit cards in the future once you've built your credit up. My brother had gotten the Active Cash as his first card. The WF Active Cash card is a great flat rate visa.Wells Fargo is stingy as hell, source: I work for them. You can try to convince your boss to give you a raise. But the real increases come when you change jobs. EDIT (FFS, guys): asking for a raise : asking for a credit increase :: getting a new job : getting a new card.As a one card setup, I would go with Active Cash because of the $200 bonus and cell phone insurance. Double Cash might be better for a traveler because of the transfer partners it has and the potential to combine points with Citi Premier. The CFU has even more potential because it can be combined with the Chase Sapphire Preferred or Reserve.Blue Cash Preferred. $6,600 / year earning 6 percent back + $4,200 / year earning 3 percent back + $6,700 / year earning 1 percent back = 589. $95 ($0 intro annual fee for the first year) $494. That said, if you don't like the idea of an annual fee, the Autograph Card can still offer impressive value on its own.9 Aug 2023 ... ... Card. Search for: Search. bitcoin. BTC$26,548.00. ethereum. ETH ... However well a blockchain alternative may do, it seems Reddit is pulling ...- Wells Fargo Active Cash (Applied online, they will accept ITIN, but be prepare to send documents to finalize application such as ITIN CP565 letter, Visa/passport) - Wells Fargo Autograph (Applied online, same process as the one above) - Chase Freedom Student Card (Applied online, needed to call for verification, ITIN friendly)You simply swipe your card and let the cash back rewards pile up. Since its release, the Wells Fargo Active Cash® Card has quickly become a standout in the flat-rate category due to its unlimited ...Concierge service, 24/7. Your Wells Fargo Visa Signature ® card provides complimentary concierge 11 service that can help you enjoy the things you love. Simply pick up the phone to call Visa Signature Concierge. We are available 24 hours a day, 365 days a year for your travel, dining and entertainment needs.Jules-Pierre_Mao • 2 yr. ago. You should keep the WF Visa Signature as that gives you a 50% points boost towards Go Far redemptions for airfare. Also, if you PC into the WF Active Cash you'll lose out on the SUB. If I were you, I'd just apply directly for the WF Active Cash. Between the WF Active Cash and the WF Visa Signature, you'd get 3% ...The Chase Freedom Unlimited has a $200 signup bonus after spending $500 within 3 months so that's 41.5%back on those initial $500 worth of purchases but then it would be 3% on dining/drugstores and 1.5% on everything else moving forward. Citi double cash is a little weird in that your earn 1% when you use the card, and then another 1% when ...Wells Fargo Platinum card: Best for those looking for a longer 0% APR period. The Wells Fargo Platinum card does not come with any rewards, either as an initial sign-up bonus or for ongoing purchases. One area where it stands ahead of the Wells Fargo Active Cash card is in the length of its introductory 0% APR period.Wells Fargo Active Cash (2% flat-rate cash back, 3% FTF) - $200 SUB for $1000 spend. FNBO Evergreen (2% flat-rate cash back, 3% FTF) - $200 SUB for $1000 spend. These are the popular cards that most people can accessibly earn a good flat-rate cash back. Wells Fargo Active Cash Card Approval - Data Point. Last application I promise. Figured why not just get a catch all cash back card for anything that doesn't fit neatly into BPC or Savor and get 2% back. Just got approved at Wells Fargo for $20,000. This is the third card I've opened in 24 hours. Amex BCP: $10,000.Wells Fargo Active Cash or Reflect - Credit Limit Experiences Wells revamped their card offerings a few months ago, so now 2 of their new (current) cards are the Active Cash and Reflect. In the past I had heard that they were somewhat stingy with the size of initial credit lines they gave out. Concierge service, 24/7. Your Wells Fargo Visa Signature ® card provides complimentary concierge 11 service that can help you enjoy the things you love. Simply pick up the phone to call Visa Signature Concierge. We are available 24 hours a day, 365 days a year for your travel, dining and entertainment needs.Wells Fargo Active Cash® Card. The Wells Fargo Active Cash® Card offers a similar benefits spread of all no-annual-fee cards. As for the Active Cash’s welcome bonus, you can earn a $200 cash ...I just had my own little saga with a Wells Fargo Active Cash card and fraudulent Amazon Prime charges. Got compromised on Nov. 18th, got compromised a second time on Dec. 18th, received an expedited card on Dec. 20th, and it got compromised yesterday. All the same charge.The Wells Fargo Active Cash signup bonus sees you getting a cash bonus of $200 cash rewards bonus when you spend $500 in purchases in the first 3 months. For the Reflect card, you will be able to get 0% intro APR for 18 months on purchases and balance transfers, then 18.24% to 29.99% variable APR.This means that in order to apply, you must have a high credit score and be eligible to be accepted for a minimum of a 5k credit limit. Based on this, they will likely keep the Cash Wise for anyone that doesn't qualify for the Active Cash. disgruntledJavaCoder • 2 yr. ago • 2 yr. ago. Lenders can actually choose to offer pretty much ...The Autograph has car rental CDW and no foreign transaction fees. Since the Active Cash get’s 2% cash back absolutely everywhere, I suspect it would earn more cash back for many family’s purchases since bills, car repairs, doctor bills, electronics, etc. would all get 2% instead of 1%. You should probably get them both. From secured card to unsecured card, yes. I mean I would be happy that Wells Fargo upgraded my useless card to a 2% card. There are so many better sign up bonuses than spend $1k for $200. The WF college card if I recall had a time limit and after that time period is over they change your card to something else. Wells Fargo Active Cash Fraud Before Receiving and Confirming Card 0 /r/creditcards , 2023-06-10, 11:12:06 Active cash Wells Fargo to pay rent 0Wells Fargo Active Cash ® Card. Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months. Earn unlimited 2% cash rewards on purchases. 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 20.24%, 25.24%, or 29.99% variable APR; balance transfers made within 120 days ...The Wells Fargo Active Cash® Card offers an enticing unlimited 2% cash rewards rate on all purchases, no annual fee and multiple offers for new cardholders. Read full review. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed ...If you have a rewards balance, it will be transferred to your new Active Cash Card. Your rewards points will be converted to cash rewards. Cash rewards earn $0.01 for every dollar spent. For example, 20,000 rewards points will convert to $200 cash rewards.Based on identical spending inputs, you'll earn $219.84 cash back per year with Chase Freedom Flex and $240.00 with Wells Fargo Active Cash Card. For context, the average annual rewards payout from the cashback credit cards in the investor.com database is $181.73. The annual rewards payout assumes you charge $1,000 each month spread across ...Last i checked, Wells fargo active cash $250 bonus was available till 10/2 in branch. is it still available?Hey hey, first ever post here. Just received my 2nd ever credit card, the Wells Fargo Active Cash. I do not have and have never had any Wells Fargo accounts. Income: $54,000 FICO Score: 735 First and only other CC: Apple Card had since December, 2019 credit limit is $12,500 (started at $750) APR is 22.24% but I always pay off on timeThe Wells Fargo Active Cash Card comes with a less generous suite of benefits that include 24/7 concierge services, access to the Visa Signature Hotel Collection and cell phone protection against ...My current cards are the Discover (opened 2017) and Citi Premier (opened December 2022). WF Active Cash has cell phone insurance, plus I'm interesting in getting an Autograph once I PC the Citi Premier. I don't have any existing accounts with Wells Fargo so I'm not sure how challenging redemption will be.Citi DoubleCash vs Wells Fargo Active Cash. Hello everyone! I am trying to decide between these two cards as a daily driver. I moved to the US in Jan 2022. Current Cards: -Bank of America Unlimited Cash (1.5% cashback on everything, No AF) , $1000 limit, Jan 2022 - Chequing and Savings account w/ BoA opened in Jan 2022.As you can expect from a Wells Fargo credit card, the Active Cash card covers your cellphone against damage or theft for up to $600 per claim (subject to a $25 deductible) each month you pay your ...Active cash is max $200, for one-time intro party favors. Realistically, maybe not worth the 5-10 inquiry point hit on my credit scores. If I can get a decent limit, and 6 months waived, on a Home Depot card instead (albeit a worthless card, but good to take a deferred advantage of the coming collapse of building materials) it's almost preferable.Earn unlimited 2% cash rewards on purchases 1. Welcome offer: Earn a $200 cash rewards bonus when you spend $500 in purchases in the first 3 months2. 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers. 20.24%, 25.24% or 29.99% variable APR thereafter. Balance transfers made within 120 days qualify for ...Accepted for Wells Fargo Active Cash Credit Card at 18. Following a suggestion on my last post, I applied for the Active Cash Card. Here are my details: No credit score. 50k income estimate. 1 previous card application in the last 6 months. Previous relationship with Wells Fargo (few years of banking)Wells Fargo got put on mainstream media while the other big banks only get financial news media. Because of this there is a heavy bias against Wells Fargo vs the other banks as the average joe might see a passing article online, on TV, in newspaper, etc. A much smaller portion of the population pay attention to the financial news section.Ranked 6th out of 11 major credit card issuers — Wells Fargo ranked in the middle of its competitors in the J.D. Power 2020 U.S. Credit Card App Satisfaction Study. 4.8 / 5 — Apple's App Store ...The Wells Fargo Active Cash® Card pairs a highly competitive flat cash back rate with generous welcome and introductory APR offers for no annual fee. The card is more well-rounded and...Blockfi 1.5% Bitcoin cash back or the Coinbase 4% back in XLM or GRT, 1% on Bitcoin or Ethereum are a great credit + debit combo. Venmo also has a neat crypto cash back card with 3%, 2% and 1% where they use your highest and second highest spend in 3% and 2% categories automatically. There’s no spend cap on 3% and 2% categories either.Effective: March 18, 2023. These Wells Fargo Rewards Program Terms and Conditions Summary and Addendum (collectively called Terms) are only a summary of the full Terms. Other restrictions and requirements apply. If approved for the Wells Fargo Active Cash Visa Card, we will provide you with the full Terms.Approved for Wells Fargo Active Cash with insane CL. Data Point. I checked my mail today and saw an invitation from Wells Fargo that I'm pre-selected to their new credit card which is Active Cash. It's been 5 years since the last time I applied for a new card. I was tempted because it is 2% unlimited cash back + $200 SUB and 15 months 0% APR ...Wells Fargo Active Cash Card: Earn unlimited 2% cash rewards on purchases; Capital One SavorOne: Earn 10% cash back on Uber & Uber Eats purchases (through 11/14/2024)Wells Fargo Active Cash® Card Annual fee $0 Regular APR 20.24%, 25.24%, or 29.99% Variable APR Intro APR 0% intro APR on Purchases for 15 months from account opening and 0% intro APR on...Rent: You'll earn 1 rewards point per $1 spent on rent paid through the Bilt App with your card account up to a maximum of One Hundred Thousand (100,000) points each calendar year. If your rent payment is less than $250, you will earn 250 points for that rent payment.Choose your Wells Fargo Active Cash card username and password. The username must be between 7 and 10 characters, including special characters, but no spaces. The password must contain 8 to 31 characters and have at least 1 letter and 1 number, but less than 9 numbers. The password cannot be identical to the username or contain more than 3 ...Yes. Its a good backup card for non-category spend. SUB is also great. ganja_fiend • 1 min. ago. Pretty decent. Not a huge fan of the app but I already was banking with WF so it was a good card to go for. Used the SUB + 0% APR to pay for some camera gear.Wells Fargo Active Cash Card Approval - Data Point. Last application I promise. Figured why not just get a catch all cash back card for anything that doesn't fit neatly into BPC or Savor and get 2% back. Just got approved at Wells Fargo for $20,000. This is the third card I've opened in 24 hours. Amex BCP: $10,000.As for the Capital One SavorOne card, you'll receive a $200 cash bonus after spending $1,000 on purchases in the first three months. The Capital One SavorOne card has a much lower spending threshold but Wells Fargo offers a higher bonus. If you can spend more than the $1,500 required for the Wells Fargo Autograph card in three months, then ...Effective: March 18, 2023. These Wells Fargo Rewards Program Terms and Conditions Summary and Addendum (collectively called Terms) are only a summary of the full Terms. Other restrictions and requirements apply. If approved for the Wells Fargo Active Cash Visa Card, we will provide you with the full Terms.The Wells Fargo Active Cash® Card offers a great starter card to those looking to earn cash back rewards without much hassle. The Active Cash card earns 2% cash rewards on purchases. The card ...The Real Housewives of Atlanta The Bachelor Sister Wives 90 Day Fiance Wife Swap The Amazing Race Australia Married at First Sight The Real Housewives of Dallas My 600-lb Life Last Week Tonight with John Oliver The Bachelor Sister Wives 90 Day Fiance Wife Swap The Amazing Race Australia Married at First Sight The Real Housewives of Dallas My 600-lb Life Last Week20.24%, 25.24%, or 29.99% variable APR. Both the Wells Fargo Active Cash® Card and the Citi® Double Cash Card offer 2% cash back on every purchase, but the Active Cash Card doesn't require you ...Autograph + Active Cash + Grocery card would be really easy and simple cash-back set-up for most people. If Wells Fargo Rewards allowed you to transfer points 1:1 with BILT Rewards, I think that'd be a huge competitor to Chase / Citi / CapOne / AmEx. Aside from the credit card partnership, they actually do own a portion of the company.Other benefits and drawbacks: The Wells Fargo Active Cash® Card offers a 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 20.24%, 25.24%, or ...if you have the WF signature card you can use it for travel at 1.5 cents per point. making the cashwise 2.25% and propel 4.5% when redeemed for travel. or you can just combine the balances to get to $25 to cash out. Bruuzu- •. No issues with WF so far. It's my favorite card. stayyfr0styy • 3 yr. ago.Concierge service, 24/7. Your Wells Fargo Visa Signature ® card provides complimentary concierge 11 service that can help you enjoy the things you love. Simply pick up the phone to call Visa Signature Concierge. We are available 24 hours a day, 365 days a year for your travel, dining and entertainment needs.Wells Fargo Active Cash (2% flat-rate cash back, 3% FTF) - $200 SUB for $1000 spend. FNBO Evergreen (2% flat-rate cash back, 3% FTF) - $200 SUB for $1000 spend. These are the popular cards that most people can accessibly earn a good flat-rate cash back. Ok I just looked at my credit report through credit karma. My credit report also shows a score of 787. 0 derogatory marks. But its showing an overall 1% credit usage across my Discover IT and Amex Gold. 1 Hard Inquiry. Unfortunately, its showing my approval chances for Wells Fargo Active Cash is poor.Concierge service, 24/7. Your Wells Fargo Visa Signature ® card provides complimentary concierge 11 service that can help you enjoy the things you love. Simply pick up the phone to call Visa Signature Concierge. We are available 24 hours a day, 365 days a year for your travel, dining and entertainment needs. The Wells Fargo Active Cash offers a variety of benefits and perks to its cardholders: $0 annual fee. Earn 2% cash rewards on purchases. Earn a $200 cash …No annual fee: Capital One Quicksilver vs. Wells Fargo Cash Wise Visa – The two cards tie. Quicksilver offers 1.5% cash back, a $150 bonus and 0% for 15 months on purchases and transfers. Cash Wise Visa has 1.5% cash back, a $200 bonus and 0% for 12 months. Secured card: Capital One Platinum Secured vs. Wells Fargo Secured. …I have had a Wells Fargo Active Cash for years. opened 2015 as a college card with a $1K limit and maxed it out for the better part of 5 years with 1 late payment in 2016, upgraded to Active Cash in 05/2022 with $1300 limit, increased the limit to $2K yesterday, able to upgrade to Autograph card. Flat rate 2% cash back on everything. When you’re ready to ask for a credit limit increase from Wells Fargo, you can call the bank at 1-800-642-4720. Ask to speak to a representative about increasing your account’s credit line ...Applying for Wells Fargo Active Cash. I applied for the Wells Fargo Active Cash and when I applied, it went to pending status, and when I called in they said that I need to submit a copy of driver's license and a bill with my name and address. Is this a good sign that my application will be approved? Yes, you will get approved.You simply swipe your card and let the cash back rewards pile up. Since its release, the Wells Fargo Active Cash® Card has quickly become a standout in the flat-rate category due to its unlimited ...If you’ve met the spending requirement, you should see the $200 bonus as pending rewards under your Wells Fargo Rewards account. Click the ‘Cash Track’ link. •. I believe I saw some DPs mentioning it may take a statement or two. Did the statement in which you passed the $1000 cumulative close yet?Wells Fargo Active Cash: 0% intro APR for purchases and qualifying balance transfers for 15 months from account opening (then 20.24, 25.24%, or 29.99% variable)There likely will be a signup bonus that would make it worth signing up for vs. the extra 1% with a product change. The only thing the Autograph would give you is 3% on cell service and insurance. I'm kind of in the same place as you, with an Active Cash, BCP, CFF, Amex Gold and Amazon Prime Visa. I will probably PC for the 3% on cell service ...New portfolio signals the bank's renewed focus on credit cards Wells Fargo Company (NYSE: WFC) announced today a new consumer credit card portfolio, signifying an expanded role for credit cards in the bank's transformation. In July, Wells Fargo will roll out the first card in its new Visa cards suite — the Active Cash SM Card, one of the industry's best cash back cards ever, with no ...WFAC (Wells Fargo Active Cash) offers 15 months. I know there are cards that offer 18 & even 21 months but considering the fact that WFAC offers $200 cash back after spending just $500 in the 1st 90 days as well as 2% cash back on ALL purchases it seemed perfect for what I was looking to purchase w/ it.Capital one savor one is an underrated card. 3% back on entertainment. So things like movie tickets, concert tickets, arcades, amusement parks, zoos. Or places similar to FYE. 3% back on dining. Things like restaurants, fast food and take out. 3% back on groceries. Self explanatory.Their credit cards have been unexciting until now. I'm glad they are stepping up their credit card game so they can compete with the big guys. Right now I think Citi and Chase have better apps and a smoother operation, but Wells Fargo easily beats the smaller guys like Synchrony and Elan. I have Active Cash and I'm quite satisfied with it.Wells Fargo Active Cash (2% flat-rate cash back, 3% FTF) - $200 SUB for $1000 spend. FNBO Evergreen (2% flat-rate cash back, 3% FTF) - $200 SUB for $1000 spend. These are the popular cards that most people can accessibly earn a good flat-rate cash back. Last i checked, Wells fargo active cash $250 bonus was available till 10/2 in bran, A new link has been added to the Useful Links section of the sub sidebar: List of Best Cashback Cards by Categ, The Active Cash is a run-of-the-mill 2% card. It has a 3% FTF and redempti, The Wells Fargo Active Cash® Card pairs a highly competitive flat cash back rate with gen, Wells Fargo Active Cash Scam. Okay, so as the title says, people at leas, Wells Fargo Active Cash® Card. The Wells Fargo Active Cash® Card offers a similar benefits spread of all no-, The Wells Fargo Active Cash offers a variety of benefits and perks to its cardholders: $0 annual fee. Earn 2% , Cards: Wells Fargo Visa Signature (PC from platinum), 05/2006: $, Concierge service, 24/7. Your Wells Fargo Visa Signature ® ca, Wells Fargo for the SUB alone honestly. The only other difference , Denied Wells Fargo Active Cash, what now? I’ve been loo, The Wells Fargo Active Cash® Card is best for applicants with good c, The Wells Fargo Active Cash® Card offers a 2% flat cash back reward, You get 3x on travel and mobile wallet. Basically, you g, When you’re ready to ask for a credit limit increase from We, Winner: Tie. While both cards offer 0% APR on balance trans, If you already have the Wells Fargo Active Cash Card you can reque, If you're not planning on applying for other WF credit cards ov.