So I recently got the Chase freedom unlimited under the impression that I would be getting a $200 welcome bonus for spending $500. However when I look in the Chase app it’s telling me that I will be getting 20,000 points instead. I know that to some people it’s not a big deal but I’m just confused to be honest and I feel like I was a bit ...Chase Freedom Unlimited or Chase Freedom Flex? Which one is a better card for a student, also keeping in view the transferring of points to CSR or CSP. 12 comments 7 oct 2019 ... Apple Card is here and now available to all iPhone customers in the United States. How does it stack up against the Chase Freedom Unlimited® ...Use CF in the 5x categories, and CFU on everything else. CF+CFU+CSP/CSR is known as the "Chase Trifecta" and is a good combination to have. •. Chase has a rule where if you have opened 5 new credit cards within a 24 month period, you will automatically be denied for a new Chase card. This is why people in the credit card game say to get Chase ... The SavorOne is one of four cards I’ve gotten since I started playing the credit card rewards game in May 2020, the others being the Chase Freedom Unlimited, the Chase Freedom Flex, and the Wells Fargo Propel (before it was discontinued to new applicants). The SavorOne is definitely a solid, all-around card. Use CF in the 5x categories, and CFU on everything else. CF+CFU+CSP/CSR is known as the "Chase Trifecta" and is a good combination to have. •. Chase has a rule where if you have opened 5 new credit cards within a 24 month period, you will automatically be denied for a new Chase card. This is why people in the credit card game say to get Chase ... Jul 28, 2023 · The Chase Freedom Unlimited® credit card offers high rewards on everyday spending, including bonus cash back in the following categories: 5% on travel booked via Chase Ultimate Rewards® travel ... Better for what purpose? · The Chase Freedom Unlimited, on its own, gives a rebate on every purchase, at 1.5 percent. · The Chase Sapphire Preferred card has an ...The Freedom Unlimited and the Freedem Flex are two different products from Chase, and their SUBs are not tied to each other. Assuming you have been approved for less then 5 credit cards from any lender in the last 24 months (5/24 rule), which you only claim three cards, so you should be, you should be eligible for the Freedom Unlimited SUB. i think the chase freedom flex is better than the unlimited. Cell phone protection and rotating categories. You get dining and drug store like the unlimited. just missing the …Earn unlimited 1.5% or more on all purchases, like 3% on dining and drugstores and 5% on travel purchased through Chase.Nearly all other purchases would go on either the Chase Freedom Unlimited or the Chase Sapphire Preferred. Chase Freedom Unlimited for everyday purchases for effective 1.88x. This is chosen over the 2x with Capital One Venture X because you can combine with all other Chase points, and because using travel partners can make these Freedom ... Chase Freedom Unlimited: The Freedom Unlimited is a great everyday card. It has no annual fee and earns 3 points per dollar spent on dining and drugstore purchases and 1.5 points per dollar spent on all other purchases. Why they're a great pair: Both cards allow you to earn an impressive 3 points per dollar spent on dining and …Chase freedom has PayPal as the 5% category, which can be used online with PayPal key. Otherwise, I’m sticking to my Citi Double cash card. AOD’s 3% signature card is worth looking into. It’s a credit union, but a $5 donation to Northeast Bicycle Association qualifies you. 11.Chase Freedom Unlimited®. Chase Freedom Unlimited® is the winner over Chase Freedom Flex℠. The difference between Chase Freedom Unlimited and Flex is how much cash back you’ll earn on each purchase. Chase Freedom Unlimited gives 1.5% back on most purchases, while Chase Freedom Flex gives 5% in rotating categories and 1% on …So the 5% is not as useful than the 3% straight cash back travel from CSR which has more MCC codes attached to it, including ridesharing and public transit. Freedom Unlimited is 5% back through their portal. CSR gives you lots more credits (i.e. $300 travel credit) and a 1.5x multiplier on all your points.The Chase Freedom Rise * offers just one long-standing bonus rewards category—5% back on Lyft rides. If you were to spend a typical public transit budget—$451/year—on Lyft rides instead, you ...Chase Freedom Unlimited: This card is offering a welcome bonus of an additional 1.5% back on all purchases within the first year, up to $20,000 in total spending. This welcome bonus could potentially be worth up to $300.Finally got approved for the Chase Freedom Unlimited. Just wanted to share my excitement at finally getting this card. I originally applied for it around a year ago and got denied for a number of different (mainly because my credit score was a bit low and because I’d just opened my first accounts). Low and behold, I was checking my credit ... With the Chase Freedom Unlimited, cardholders can earn 5% cash back on travel purchased through Chase Ultimate Rewards, 5% back on Lyft rides (through March 31, 2025), 3% back on dining, including ...The no-annual-fee card earns 1.5% for every dollar of non-bonused spending, making it a solid everyday use card. The Freedom Unlimited has also been upgraded to earn 5% when booking travel through the Chase Travel Portal, as well as 3% at drug stores and for dining out (takeout & eligible delivery services included).The Chase Freedom Unlimited has a $200 signup bonus after spending $500 within 3 months so that’s 41.5%back on those initial $500 worth of purchases but then it would be 3% on dining/drugstores and 1.5% on everything else moving forward. Citi double cash is a little weird in that your earn 1% when you use the card, and then another 1% when ...Use CF in the 5x categories, and CFU on everything else. CF+CFU+CSP/CSR is known as the "Chase Trifecta" and is a good combination to have. •. Chase has a rule where if you have opened 5 new credit cards within a 24 month period, you will automatically be denied for a new Chase card. This is why people in the credit card game say to get Chase ...The Chase Freedom Unlimited is a surprisingly powerful card that earns at least 1.5% back on everything. However, it becomes a standout card if you pair it with a card that earns transferable Ultimate Rewards points, doubling their potential value. Read our full review of the Chase Freedom Unlimited. Pros & Cons More Details Pros. At least 1.5% back on …The Chase Freedom Unlimited ® is easily one of the best cash-back credit cards on the market. There aren’t many no-annual-fee credit cards that offer multiple great bonus categories like 5% back on travel purchased through Chase, 3% back on dining and drugstore purchases, and 1.5% back on all other purchases.On October 12, 2023, the issuer launched its first-ever special offer of unlimited matched cash back, which doubles the Chase Freedom Unlimited ’s cash-back rate in year one of card ownership ...Warning: lengthy in-depth post to conclude that having both the Chase Freedom Unlimited and Chase Sapphire Preferred paired with the Capital One Venture X is overall a better value (benefit to cost ratio) than the Chase Sapphire Reserve alone or the Chase Sapphire Reserve paired with a Chase Freedom Unlimited. This comparison is done solely …The Chase Freedom Unlimited 's current sign-up bonus allows you to earn an additional 1.5% on all purchases up to $20,000 spent in the first year. If you're able to …Freedom Unlimited vs. Savor One? I can’t help make a decision on what to apply for. Chase Freedom Unlimited or Capitol One Savor One. Both credit cards are relatively similar. Groceries cash back is why I’m applying, and in the long term, obtain credit cards set-up. (Chase trifecta, or Savor One & Venture X)Finally got approved for the Chase Freedom Unlimited. Just wanted to share my excitement at finally getting this card. I originally applied for it around a year ago and got denied for a number of different (mainly because my credit score was a bit low and because I’d just opened my first accounts). Low and behold, I was checking my credit ... Finally got approved for the Chase Freedom Unlimited. Just wanted to share my excitement at finally getting this card. I originally applied for it around a year ago and got denied for a number of different (mainly because my credit score was a bit low and because I’d just opened my first accounts). Low and behold, I was checking my credit ... The Chase Freedom Unlimited® wins the head-to-head cash back battle against the Discover it® Cash Back thanks to its long-term value and straightforward earning ability. The card also offers strong everyday bonus categories, plus a good rate on all other purchases. Editorial Note: Intuit Credit Karma receives compensation from third-party ...CFF > CFU by a long shot. Easy to use Paypal Key to max $1500 Paypal cat this quarter. $10500 is non-category spend that would be needed at 1.5% vs 1% to make up the difference from 5% vs 1.5% that you get over $1500, and that’s just one quarter. Also Cell phone insurance if useful on CFF.In the end, I got a secured Capital One Mastercard and my mom added me as an authorized user on her Amex. 8 months later, I got the Discover It Chrome for Students, and I've been building my collection since. I got my Chase Freedom Unlimited in March or April of this year with a FICO of ~745 and those three previously mentioned cards active.Chase Freedom Unlimited® 4.1 Apply Now On Chase Bank USA, NA's Website Up to 5X Reward Rate Earn 5% on Chase travel purchased through Chase Ultimate Rewards®, 3% on dining and...Freedom Unlimited Card. Chase Offers — Similar to Amex Offers, cardholders can view and activate a variety of offers to earn statement credits for their purchases. Shop through Chase — Earn more cash-back when you utilize the shopping portal to purchase with your card. Purchase Protection — Receive coverage up to 120 …8 nov 2021 ... 66 votes, 28 comments. General Stats: 18 years old Full time college student Works over breaks/summer ~$15000 in income per year No ...The Freedom is very similar to your discover - it's 5% rotating categories, and 1% everything else. I have a hard time believing that you don't use your Discover 5% categories given that they include grocery stores, gas stations, and Amazon. But anyway - the Freedom will be more of the same as your Discover.The Freedom Unlimited then earns 1.5% cash back on all purchases, while the Freedom Flex earns 1% cash back on all purchases, but will earn 5% cash back (on up to $1500 of spending) on a category that changes every 3 months. Last quarter the Freedom Flex earned 5% back on Amazon and Whole Foods, this quarter it earns 5% cash back on PayPal and ... The difference between freedom unlimited and sapphire preferred is in redemption value. Freedom unlimited only allows you to redeem points at 1:1 cash value. Sapphire preferred adds the ability to purchase travel at 1.25x value. Additionally with sapphire you can transfer points to hotel and airline programs where it is possibly to get even ... CSP for 1.25x multiplier. So OP could get $5,700 or $4750 with those cards. That is if he does have $3800 of qualifying spend on it which isn't too bad. erphoon • 3 yr. ago. This is the best option to go with OP. If you want to get the best out of UR points you may have to get CSP/CSR and redeem it for travel credit.Chase Freedom earns Chase URs, which can be worth more than 1 cent each. So CF is 5% minimum in the rotating categories, whereas Discover is just 5%. Discover offers discounted gift cards as an option for rewards redemption, adding $5 to each one. About a hundred different brands - most are $25 for $20 or $50 for $45 (10 to 20 percent discount).Sep 7, 2023 · The Chase Freedom Flex℠, launched in September 2020, and the older Chase Freedom Unlimited® have certain things in common. Both are cash-back credit cards with super-generous bonuses, long 0% ... The Freedom Unlimited card comes with a 3% foreign transaction fee, unfortunately. Meanwhile, the Amex Gold card has no foreign transaction fees. That means, for example, you can save $30 in foreign transaction fees when spending $1,000 on the Amex Gold card instead of the Freedom Unlimited card.By. Ben Luthi. Published January 13, 2022. Chase has announced a new benefit for new Chase Freedom Flex and Chase Freedom Unlimited cardholders. New account holders will now earn 5% cash back on ...I just got a CL increase past ($5000). I called just to see again, since this quarter is 5% wholesale/paypal. And I asked specifically, " pc to chase freedom with ultimate rewards visa " and was instantly available. tldr: you can still pc to OG freedom 5% visa, but you must have a 5,000 or more CL to have it show up for cs agents.The Chase Freedom Unlimited® has a much broader, richer rewards structure than the Capital One Quicksilver Cash Rewards Credit Card. It earns both a decent flat rate on non-bonus purchases, and ...With the Freedom Unlimited, Chase will automatically match all the cash back you've earned in the first 12 months with no limit, essentially doubling the card's earnings rates. THE POINTS GUY. This is undoubtedly one of the best offers we've seen on this card — perhaps the best, depending on your spending habits.Neither is “better”, just use each for their strengths. Assuming you don’t have any other cards: SavorOne: Groceries, Streaming, Entertainment, Uber/Uber Eats (and Uber One) Both of the cards are 3% on dining, so you can use either one. Good point. Ya I don’t have any other cards only CC now is CFU. The Chase Freedom Unlimited offers cardholders an opportunity to earn unlimited matched cash back at the end of your first year. With the Chase Sapphire Preferred, cardholders can earn 60,000 ...It comes with contactless payment. Visa Signature cards come with included perks as well that can be found here. It shouldn't affect your credit. I think around August, Chase made the distinction between Visa Platinum and Signature benefits for their Freedom and Freedom Unlimited almost none. In the past, the limited travel insurance benefits ...John S Kiernan, WalletHub Managing EditorMay 25, 2023 John S Kiernan, WalletHub Managing EditorMay 25, 2023 Bottom Line: Chase Freedom Unlimited is one of the best all-around credit cards on the market. Opinions and ratings are our own. Thi...The Offer. Direct link to offer. Chase is offering some users a sign up bonus of 3% cash back on all purchases on the Chase Freedom Unlimited for the first year. There is no sign up bonus on this card, but you do get $25 (2,500 Chase UR) when you add an authorized user and make your first purchase.The Chase Freedom Flex Refer a Friend program gives you a $100 cash back bonus for each friend who applies for a participating Chase Freedom card with your link and gets approved. The participating Chase Freedom credit cards are Chase Freedom Flex and Chase Freedom Unlimited®.. You can get the Chase Freedom Flex referral …Finally got approved for the Chase Freedom Unlimited. Just wanted to share my excitement at finally getting this card. I originally applied for it around a year ago and got denied for a number of different (mainly because my credit score was a bit low and because I’d just opened my first accounts). Low and behold, I was checking my credit ...It uses Expedia for the back end but if you compare results it tends to slant toward higher-priced fares. So the 5% is not as useful than the 3% straight cash back travel from CSR which has more MCC codes attached to it, including ridesharing and public transit. Freedom Unlimited is 5% back through their portal.The Chase Freedom Unlimited® has one of the more unique sign-up bonuses. You earn an additional 1.5% cash back on purchases, for up to $20,000 in spending, during the first year. The maximum ...The CFF is the winner for most people. If you max out just one quarter's $1500 limit worth of spending at 5% on the CFF, you earn $75 cash back. The CFU would yield $22.50 cash back for that same $1500 in purchases . $75-22.50 = $52.50 . In order to make up that $52.50 difference, a cardholder needs to spend an additional $10,500 in general ...Chase no likey no credit history. Start with the discover student cards and after 1 year you can probably get the normal Chase freedom / freedom unlimited cards. Also see if anyone you trust will add you as an authorized user on a card that backdates, that will help a little. 1.One difference between the standard and Signature versions of the Freedom cards would be that Signature would report as a flexible spending card and allow you to exceed your credit line (the amount is at Chase's discretion) at times. Message 3 of 12.“The CSP (Chase Sapphire Preferred® Card) makes the most sense for 2 things…1. transfer points from your CFU (Chase Freedom Unlimited®) to CSP for greater ...Earn unlimited 1.5% cash back or more on all purchases, like 3% on dining and drugstores and 5% on travel purchased through Chase.Submit your application. You can submit your application online, in person or over the phone. Online applications typically take the shortest amount of time to receive a response, sometimes it's within seconds. When you apply online, be sure you have a stable and secure internet or Wi-Fi connection.Aug 18, 2022 · Both of these cards offer very good cash-back rates on everyday purchases. While the Citi Double Cash earns a higher rate of 2% back (1% when you buy and 1% as you pay) compared to 1.5% on the Chase Freedom Unlimited, the latter can make up for that with even higher rates in certain bonus categories (up to $20,000 spent in the first year). Chase released a new signup bonus on their Freedom Unlimited card: So the rewards are: 3% On everything 4.5% on dining/drugstores 6.5% on travel booked through the Ultimate rewards portal. All signs point to an issue on the Chase side, and they’re maintaining that my device (iPhone 14) is not supported. 5747_2092 • 10 mo. ago. Try adding through the Chase App. U click on the cc. Then go to acct services. Click see more. Then click digital wallets. Then click Apple Pay.The CFU is 5% travel via chase, 3% on dining and drugstores, and 1.5% generally. But that also gets 1.5x multiplier by transferring points to CSR. So it's really a minimum of 2.25% on everything, which is better than any card. So your 550 fee is now sub 300 travel credit, sub 100 TSA precheck credit, sub 60 for Doordash credit.Apr 4, 2018 · The Freedom is very similar to your discover - it's 5% rotating categories, and 1% everything else. I have a hard time believing that you don't use your Discover 5% categories given that they include grocery stores, gas stations, and Amazon. But anyway - the Freedom will be more of the same as your Discover. Both, eventually. Flex for sure. 1.5% can get it by other cards. Freedom unlimited is a better catch all card so it is always the best on to get first. The flex is a pretty niche card and only good for the rotating categories so unless you will benefit from those freedom unlimited is always the way to go.One difference between the standard and Signature versions of the Freedom cards would be that Signature would report as a flexible spending card and allow you to exceed your credit line (the amount is at Chase's discretion) at times. Message 3 of 12.In the end, I got a secured Capital One Mastercard and my mom added me as an authorized user on her Amex. 8 months later, I got the Discover It Chrome for Students, and I've been building my collection since. I got my Chase Freedom Unlimited in March or April of this year with a FICO of ~745 and those three previously mentioned cards active. The no-annual-fee Chase Freedom Unlimited is a perfect card for both beginner and advanced award travelers. While most cards offer 1% back on purchases outside of bonus categories, you'll earn 1.5% back on non-bonus spending with the Freedom Unlimited. And if you pair this with a card that earns premium Chase Ultimate …The Freedom Unlimited then earns 1.5% cash back on all purchases, while the Freedom Flex earns 1% cash back on all purchases, but will earn 5% cash back (on up to $1500 of spending) on a category that changes every 3 months. Last quarter the Freedom Flex earned 5% back on Amazon and Whole Foods, this quarter it earns 5% cash back on PayPal and ... Applying for a Chase Sapphire Preferred with a 722 score and only 6 months of history. 1. 6. r/CreditCards. Join. • 12 days ago. I made an app to maximize your points & offers on all of your cards called CardPointers, and Apple is featuring it in the App Store with the iOS 17 launch!As a data point, Chase automatically raised my limit on my Slate card after one and two years, from $3000 to $5000 to $7500. I thhink it’s likely that after a year of on-time payments they raise you to $3000. Also, spending and then paying it off in full before the due date shown on your statement is due is good. Both, eventually. Flex for sure. 1.5% can get it by other cards. Freedom unlimited is a better catch all card so it is always the best on to get first. The flex is a pretty niche card and only good for the rotating categories so unless you will benefit from those freedom unlimited is always the way to go.Aug 10, 2023 · Chase Freedom Unlimited. Rewards rate. 10% cash back on purchases made through Uber and Uber Eats through Nov. 14, 2024. 8% cash back on Capital One Entertainment purchases. 5% back on hotel and ... Hi, I have the original Chase Freedom card which is no longer being issued. I would like to change it to an Unlimited or Flex. I actually think I slightly prefer Flex for the 5% rotating bonuses. The Chase Freedom Flex℠, or the Chase Freedom Unlimited®? The card names sound similar, and, at a glance, the rewards look alike, too. But not so fast: …The Chase Freedom Flex and Chase Freedom Unlimited are two competitive cash-back credit cards. Both cards offer a money-saving no annual fee, plus similar cash-back categories. But while these ...The Chase Freedom Unlimited has a $0 annual fee. With this card, you can earn 5% cash back on Chase travel purchased through Ultimate Rewards®, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service and unlimited 1.5% cash back on all other purchases. The Chase Freedom also …Finally got approved for the Chase Freedom Unlimited. Just wanted to share my excitement at finally getting this card. I originally applied for it around a year ago and got denied for a number of different (mainly because my credit score was a bit low and because I’d just opened my first accounts). Low and behold, I was checking my credit ...By. Ben Luthi. Published January 13, 2022. Chase has announced a new benefit for new Chase Freedom Flex and Chase Freedom Unlimited cardholders. New account holders will now earn 5% cash back on ...The standard Chase Freedom Unlimited® offer is nothing to sneeze at, and this opportunity raises the bar even more. The card has no annual fee, and with a respectable minimum earn rate of 1.5% ...Chase Freedom Unlimited: This card is offering a welcome bonus of an additional 1.5% back on all purchases within the first year, up to $20,000 in total spending. This welcome bonus could potentially be worth up to $300.Chase Freedom Unlimited is hard to get because you need a credit score of at least 700 to qualify for it, which is good to excellent credit. Applicants for Chase Freedom Unlimited will also need an annual income that demonstrates an ability to make at least the card’s minimum payment every month. In addition, Chase considers factors …How to get cash back with the Chase Freedom Unlimited ® credit card? The Chase Freedom Unlimited ® credit card awards 1.5% cash back for every $1 spent on all …The difference between freedom unlimited and sapphire preferred is in redempt, Do you use your Chase Freedom Unlimited? For those of you who aren’t exclusively using the Chase trifecta, but do have, Thank you for providing the offer details. The offer yo, If you travel a lot, I'll suggest you to apply for Chas, So I recently got the Chase freedom unlimited under the impression that I would be gettin, Chase Freedom Flex vs. Chase Freedom Unlimited welcome bonus The Freedom Flex off, I have the Chase Sapphire Preferred and Freedom Unlimited. They just dramatically improved the Freedo, it is kind of straight 2% cashback on all purchase. Capital One Ventu, Thank you for providing the offer details. The offer, AU on Chase Freedom (legacy) FICO Score: ~750-60 when I, Compare Apple Card and Chase Freedom Unlimited head-t, Not many great Chase card options for groceries. Best yo, The Chase Freedom Unlimited® has a much broader, richer reward, The Chase Freedom Unlimited is a surprisingly powerful card that , it is kind of straight 2% cashback on all purchase. Capital, By. Ben Luthi. Published January 13, 2022. Chase ha, With it, you’ll earn 5% back on travel purchases through Chase Ulti, The Chase Slate Edge offers a 0% intro APR for 18 months fro.